Best eWallets in India for Secure Online Payments

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India now wants to become cashless. The online payment method has been expanded, and most of us are looking for secure ways to do it. If you are looking for the same thing, this article is for you. Mobile Wallets or Digital Wallets or e-Wallet Apps let you pay your electricity bills, charge your mobile, buy movie tickets and more directly from your mobile phone. By linking your credit or debit cards or bank accounts to these e-wallet applications, you can easily pay with your mobile phone.

You can usually charge money into these digital wallets over the internet or with your credit or debit card. On most of these e-wallets, there is a limit of 20,000 rupees for users who have not submitted their KYC documents. If you submit these documents, the limit will be raised to Rs 1.00 lakh.

Before continuing, we should know something about UPI, which is the infrastructure on which end-user applications are built so that they can use the features it provides. Unified Payment Interface or UPI is the new payment method. Sending and receiving with the UPI application is easy with the virtual payment address (VPA) and it is not necessary to add recipient account information, account number and IFSC code. Each bank has its own UPI application and ensures that you install the UPI application from your bank, which allows you to send and receive payments between two bank accounts.

List of secure mobile wallet for online payments

Mobile wallets allow us to pay bills, charge mobile phones, transfer money and more. With e-wallet apps installed on your phone, you do not need cash. In this post, I will list 10 mobile wallet applications in India to make online payments.


PayTM is one of the best digital portfolios for payments. It allows you to add your credit/debit cards and link your bank account to them. Use the QR code to send and receive payments easily. With PayTM Mobile Wallet, you can buy movie tickets, recharge online, pay your electricity bills and much more from your mobile phone. It is available for Android, iOS and Windows Mobile Phone.


Mobikwikwik is another versatile and secure application that allows you to pay or transfer money with your mobile number. It allows you to charge and pay bills in seconds. Use the Mobikwikwik mobile wallet and buy everything online with great discounts. With Mobikwik Mobile Wallet, it has become easy to pay bills, recharge, make purchases and more. It is available for Android, iOS and Windows Phone.


FreeCharge e-Wallet allows you to add credit and debit cards for easy payment. It’s the fastest growing digital payment platform that allows you to pay your electricity bills, mobile and DTH charges, and more. Use FreeCharge Mobile Wallet and avoid long queues. It allows us to make secure online and digital payments by mobile phone. FreeCharge is available for Android, iOS and Windows Phone.

SBI Buddy

State Bank Buddy by State Bank of India is India’s first mobile wallet available in 13 Indian languages. With this money sending, reminders to collect fees, instant payment of bills and more from your mobile phone. Sate Bank Buddy Mobile Wallet helps you do this by linking your credit or debit cards. It allows you to charge the amount into your wallet and make payments to your contacts in the phone book. It is available for Android and iOS.

HDFC PayZapp

HDF PayZapp Nabk is available to customers from all banks and allows you to make payments with one click. Make your payments by simply adding the details of your credit or debit card. The details of your card are safe at the bank and you do not have to worry about it. The PayZapp mobile wallet performs three security checks for each transaction. It is available for Android and iOS.

ICICI Pockets App

is the first mobile wallet application in India with which you can make payments based on UPI . ICICI has developed this mobile wallet to help you pay online. Now you can shop, pay and do banking anywhere. It allows you to transfer money, book tickets, charge your mobile and more. Send and receive payments to handheld users with one click. It is available for Android and iOS.


PhonePe from Flipkart Group Company works through Unified Payment Interface . It allows you to make all your payments safely. You can make bank transfers using the virtual payment address. As this is an UPI application, you do not need to specify the recipient account. PhonePe Mobile Wallet offers you discounts and vouchers online. You can recharge your mobile wallet by linking it to your bank account and making up to 1 Lakh Rupee. Make sure you install this electronic wallet on your cell phone and pay online. It is available for Android.

Ola Money

Ola Money allows you to make payments for all your daily needs. Charge the Ola Money wallet with your credit / debit card or bank account. Keep track of your transactions by viewing the transaction history. Paying for Ola and other taxis is also a breeze with this mobile wallet. Ola Money Mobile Wallet helps you transfer money to your friends. It is available for Android and iOS.

Airtel Money

Airtel Money Wallet was introduced by Airtel Payments Bank. Make payments, recharge your phone and transfer money to your friends from any bank account with this mobile wallet. You can shop online with discounts and vouchers. Banking and transfer services are supported by Airtel Money. With this e-wallet app you can pay with one click. It is available for Android, iOS and Windows Mobile Phone.

These are some of the best mobile portfolios in India to make online payments. I hope you find this message useful and that you will start using it immediately. You want options? Take a look at these alternatives PayPal.

Using mobile wallets in your phone helps you make cashless payments. If you already use one, tell us in the comments which you prefer and why.

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